In Pain, Out of Work and Agonizing Over
A Resource Directory for People
US Department of Housing and Urban Development (HUD) Housing
Housing choice vouchers allow very low-income families to choose and lease or purchase safe, decent, and affordable privately-owned rental housing. Check the complete
list of types of vouchers.
Vouchers available to people
Elderly and non-elderly families that have a person with disabilities.
Designated housing vouchers
Non-elderly families, who would be eligible for public housing if occupancy were not restricted to elderly households. These vouchers also assist families affected by a PHA decision to designate their buildings as "mixed elderly and disabled buildings" but demonstrate a need for alternative resources for families with a disabled person.
Certain development vouchers
Project Access Vouchers
Non-elderly families with a disabled person, who do not currently receive housing assistance in certain developments where owners establish preferences for, or restrict occupancy to, elderly families.
As part of a demonstration program between HUD and HHS, 400 vouchers were awarded in Fiscal Year 2001 to 11 lead PHAs to partner with Medicaid agencies in providing housing assistance to non-elderly disabled persons transitioning from nursing homes into the community.
US Department of Housing and Urban
451 7th Street, SW
Washington, DC 20410
Or, search for your state
Houses and Mortgages for People with Disabilities
This guide has been created to help individuals living with disabilities, and their family members, in the process of buying a home of their own. After reading this guide to home ownership for people living with disabilities, you will know more about:
- The advantages and disadvantages of buying a home
- The most important steps in the home-buying process
- Common terms related to home-buying
- How to get started in your quest to purchase a home
- Financial assistance geared toward enabling you living with disabilities to buy your own homes
Habitat for Humanity
This nonprofit, nondenominational Christian housing organization
builds simple, decent, and affordable houses in partnership
with those who need shelter. Habitat houses are sold at no
profit, with no interest charged on the mortgage. Homeowners
and volunteers build the houses under trained supervision. Read more about how to apply for a Habitat for Humanity House.
Habitat for Humanity International
121 Habitat St.
Americus, GA 31709-3498
Tel: 229.924.6935, ext.
2551 or 2552
ABILITY Awareness is building a world of inclusion for people with health conditions or disabilities through housing, employment, education, media, and volunteer opportunities.
1440 E. 1st St., Suite 107
Santa Ana, CA 92701
Universal Service Program for Low-Income Consumers
The Low-Income program provides discounts on telephone installation and monthly telephone service to qualifying consumers. The Low-Income program is one of the components of the FCC's Universal Service Fund, which is administered by the Universal Service Administrative Company (USAC), is designed to ensure that quality telecommunications services are available to low-income customers at just, reasonable, and affordable rates. There are two programs available to qualified low-income consumers:
- Link-Up America helps consumers with telephone installation costs.
- Lifeline provides discounts on monthly telephone service.
Additional discounts are available to qualified subscribers living on tribal lands. You can read more about the Low-Income program eligibility criteria in the FCC's Universal Service Program for Low-Income Consumers
Link Up Support reduces the one-time cost associated with initiating telephone service and line extension to the consumer's residence. Eligible consumers also qualify for a deferred payment schedule for any remaining costs of up to $200. Link Up discounts reduce the cost of either wireline or wireless service, but do not offset the cost of purchasing a wireless phone. Link Up does not cover the cost of wiring inside a home. A consumer may only receive the Link Up discount once, unless that consumer moves to a new residence-consecutive discounts at the same address are not allowed.
Lifeline Support lowers the cost of basic, monthly local telephone service. An eligible customer may receive the Lifeline discount on either a wireline or wireless connection, but the discount is available for only one telephone connection per household.
Universal Service Administrative Company
2000 L Street, NW, Suite 200
Washington, DC 20036
Local phone companies
They will generally extend your service for 30 days if you
are not eligible for federal or state programs and you are
unable to pay your telephone bill. Your physician must call the
service representative and follow up with written verification
of your illness within seven days. If the illness continues,
you must repeat this process.
Generally, you will be responsible for all overdue charges
once you are no longer ill. Check the telephone book for the number
of your local representative.
Heat and Electricity
The Low-Income Home Energy Assistance Program (LIHEAP) and
the Weatherization Assistance Program (WAP) are the primary
federal sources of energy for low-income households, and are administered through the US Department of Health and Human Services.
LIHEAP is a federally-funded program to assist low income households, particularly those with the lowest incomes that pay a high proportion of household income for home energy, primarily in meeting their immediate home energy needs.
To inquire about LIHEAP assistance, the general public should use the public inquiry telephone number if available for their State. That number may provide the public with information about the State's program much quicker than the LIHEAP agency number. Further information about a State's LIHEAP program can be obtained from State LIHEAP web sites where available. Click here for the State List.
The WAP was created in 1976 to assist low-income families who lacked resources to invest in energy efficiency. WAP is operated in all 50 states, the District of Columbia, Native American tribes, and anticipates beginning service to U.S. Territories in PY 2009. Funds are used to improve the energy efficiency of low-income homes using the most advanced technologies and testing protocols available in the housing industry. Click here to learn more about applying for weatherization.
National Fuel Funds Network (NFFN) consists of over 300 organizational members, from small energy banks to large
utility programs, to increase energy assistance available, particularly charity energy assistance.
Click here to view the NFFN membership directory.
Your gas and/or electric company cannot shut off your power
if you or a member of your household has a serious illness
and financial hardship. Each state has different requirements,
but your physician must certify the illness in writing.
If the utility company refuses to protect your accounts
from shut off, contact your State Department of Energy Consumer Division immediately.
Food and Nutrition
Supplemental Nutrition Assistance Program (SNAP)
As of October 1, 2008, Supplemental Nutrition Assistance Program (SNAP) is the new name for the federal Food Stamp Program. SNAP helps low-income people and families buy the food they need for good health. You apply for benefits by completing a State application form. Benefits are provided on an electronic card that is used like an ATM card and accepted at most grocery stores.
Call your local state SNAP Hotline for more information.
Women, Infant, and Children (WIC) Program
nutritious foods to supplement diets, information on healthy
eating, and referrals to health care. WIC foods include iron-fortified
infant formula and cereal, iron-fortified adult cereal, vitamin-C
rich fruit, and/or vegetable juice, eggs, milk, cheese, peanut
butter, dried beans or peas, tuna fish, and carrots.
To apply to be a WIC participant, you will need to contact your State or local agency to set up an appointment. Check out your State's website or call the toll-free number. When you call to set up an appointment, someone will tell you the location nearest your home and what you need to bring with you.
and Private Organizations
Finding Free Clinics
October 26, 2010